Take the thought out of your money, and make it work harder.

Everything you own and owe, in one number. We check your rates every morning, keep the dates you’d forget, and tell you the day your money could do better. No bank logins, just type in what you’ve got.

See your first findYour first find is free, and it takes two minutes.
Read this morning4.52%Highest easy access we track
9:41●●● ▮
Good morningChecked 6:02
Net worth
£182,400
Everything you own, less everything you owe · 5 lines
One account needs you.
£348 a year
Everyday saver pays 1.00%. The highest we read this morning pays 4.52%.
S
Savings3 accounts · you told us
£27,400
E
Everyday saver1.00% now
£9,900
O
Online saver4.10% now · 2.55% from 2 Oct
£12,150
S
Savings account4.52% now
£5,350
P
Pension & investmentsyou told us, Jul
£83,800
H
Homeless the mortgage
£71,600
Bonus ends2 Oct
Bank of England decides17 Sep
OverviewAccountsRatesDiscoverMore
One account needs you£348 a yearYour Everyday saver, behind the market
This morning

The highest easy-access rate we read today: 4.52%

Most of us are sat on a rate that quietly slipped. If yours is 1.00%, that’s £348 a year on £9,900. We read the savings rates published by more than 80 UK banks and building societies at 6:02 and show the gap in pounds.

See your first find
9:41●●● ▮
Discoverthis morning
Worth a look
£348 a year
Your Everyday saver, £9,900 at 1.00%, has fallen behind. Three places it could sit:
c
Easy accesscahoot · same access as now
4.52%+£348 a year
S
1-year fixShawbrook · locked for a year
4.60%+£356 a year
T
Cash ISATrading 212 · tax-free, fits your allowance
4.30%+£327 a year
Ranked by what you’d gain. Opening one is your call.
OverviewAccountsRatesDiscoverMore

Tell me about…

Something changing in your life? Each one comes with its own dates, sums and things worth knowing.

New babyChild Benefit, the taper, a junior ISA.
First homeLifetime ISA bonus, deposit timing, stamp duty.
Coming up to retirementFixes maturing, drawdown, the dates that matter.
Free and Blooom+

Your accounts, then your accounts with the answers on.

  • Every account in one list, no loginsSavings, pensions, home, car, what you owe.
  • Your net worth from five linesOne number, each line marked by how we know it.
  • Your first find, in poundsThe highest easy access, fix and cash ISA it could move to.
See your first find
9:41●●● ▮
Accountsyou told us  ⇅  +
Net worth
£182,400
Everything you own, less everything you owe
S
Savings3 accounts · you told us
£27,400
E
Everyday saver1.00% now
£9,900
O
Online saver4.10% now · 2.55% from 2 Oct
£12,150
S
Savings account4.52% now
£5,350
P
Pension & investmentsyou told us, Jul
£83,800
H
Homeless the mortgage
£71,600
C
Caryou told us
£3,850
Credit cardowed
−£4,250
OverviewAccountsRatesDiscoverMore

What Blooom keeps an eye on

Your money stays put. So do your details.

Two minutes to set up, nothing to connect, and what you type stays yours.

No bank login, everYou type in what you hold. No password to hand over, nothing to connect.
Your money never comes near usIt stays with your own bank. We show the rates; opening an account is your call.
Your figures stay yoursThey build your own picture and nothing else. Never sold, never shared.
9:41●●● ▮
Add an account2 of 3
Balance£12,150
Rate you see4.10%
We found it. Online saver, bonus ends 2 Oct, then 2.55%. Read this morning.
No login, no card, nothing to connect. Your money stays where it is.
Add it
OverviewAccountsRatesDiscoverMore
Private by designYour account is yours alone. Only you can see inside it.
Sign in your wayFace or fingerprint on the app, and an extra step in Settings if you like.
Leave whenever you likeExport a copy or delete everything, in one tap. No waiting.

From the founder

Most of us were never taught how money works. Blooom is here to help you understand yours, and take a little more control of it.

It shows you what you have, what it earns and what it could earn. It never holds your money, and never tells you what to do with it. Tom Perkins, founder

Five screens. The whole picture.

Everything you own and owe, every rate against the market, and the dates that matter, all on the phone in your pocket.

9:41●●● ▮
Good morningChecked 6:02
Net worth
£182,400
Everything you own, less everything you owe · 5 lines
One account needs you.
£348 a year
Everyday saver pays 1.00%. The highest we read this morning pays 4.52%.
S
Savings3 accounts · you told us
£27,400
E
Everyday saver1.00% now
£9,900
O
Online saver4.10% now · 2.55% from 2 Oct
£12,150
S
Savings account4.52% now
£5,350
P
Pension & investmentsyou told us, Jul
£83,800
H
Homeless the mortgage
£71,600
Bonus ends2 Oct
Bank of England decides17 Sep
OverviewAccountsRatesDiscoverMore
Overviewone number, every morning
9:41●●● ▮
Accountsas at this morning  ⇅  +
Net worth
£182,400
Everything you own, less everything you owe
S
Savings3 accounts · you told us
£27,400
E
Everyday saver1.00% now
£9,900
O
Online saver4.10% now · 2.55% from 2 Oct
£12,150
S
Savings account4.52% now
£5,350
P
Pension & investmentsyou told us, Jul
£83,800
H
Homeless the mortgage
£71,600
C
Caryou told us
£3,850
Credit cardowed
−£4,250
OverviewAccountsRatesDiscoverMore
Accountseverything, in one list
9:41●●● ▮
Add an account2 of 3
Balance£12,150
Rate you see4.10%
We found it. Online saver, bonus ends 2 Oct, then 2.55%. Read this morning.
No login, no card, nothing to connect. Your money stays where it is.
Add it
OverviewAccountsRatesDiscoverMore
Addtype it in, two minutes
9:41●●● ▮
Discoverthis morning
Worth a look
£348 a year
Your Everyday saver, £9,900 at 1.00%, has fallen behind. Three places it could sit:
c
Easy accesscahoot · same access as now
4.52%+£348 a year
S
1-year fixShawbrook · locked for a year
4.60%+£356 a year
T
Cash ISATrading 212 · tax-free, fits your allowance
4.30%+£327 a year
Ranked by what you’d gain. Opening one is your call.
OverviewAccountsRatesDiscoverMore
Discoveryour first find, ranked
9:41●●● ▮
Coming upheld for you
O
Bonus endsOnline saver drops to 2.55%
2 Oct
B
Bank of Englandrate decision
17 Sep
BlooomTue 7:30

Your bonus ends in 4 weeks

Online saver drops to 2.55% on 2 Oct. The highest we read this morning pays 4.52%.

Nothing here can move your money.

Wednesday: no email. Nothing changed.
OverviewAccountsRatesDiscoverMore
Coming upthe dates we keep

Did you know?

1.65%is what the average UK instant-access account pays.Bank of England, June 2026
59%of Brits don’t know the rate on their main savings account.Accenture, May 2025
55%of UK savers haven’t compared rates in the last year.Yorkshire Building Society / Opinium, Jan 2024
£35,429sits in the average current account holding over £10k, earning nothing while inflation eats it.Spring / Paragon, Mar 2026
1 in 10UK adults have no cash savings at all; 21% have under £1,000.FCA Financial Lives 2024
1.75%the biggest overnight drop when a bonus ended this month.Blooom rate-change log, this month

Every figure carries its source and date.

Free to start. Free to stay, if you like.

Prices shown per month.

Free

Free

£0

For as long as you like.

  • All your accounts in one place, no logins
  • Your net worth from five lines
  • Your first find, in pounds
  • A heads-up if you’re over the £120k protection limit
See your first find
Blooom+

Blooom+

  • Every account checked every morning, against the rates we track
  • Every gap the moment it opens, with the sums
  • Every date remembered: bonuses, fixes, the Bank’s decisions
  • One email in good time. Never a nudge
  • Insights for what’s changing in your life
See your first find
Coming soon

Together

  • Everything in Blooom+, for two people
  • One household view, for two of you
  • Joint accounts and each other’s dates

If Blooom+ shows you less than it costs, we’ll refund it. You won’t need to ask.

Founding members

Join before we open and keep the founding price.

Leave your email now and Blooom+ is £39.99 a year instead of £49.99.

See your first find
£3.33a month, paid yearly, for founding members

On the web now. In your pocket in October.

Start on the web; your accounts follow you into the app the day it lands.

9:41●●● ▮
Coming upheld for you
O
Bonus endsOnline saver drops to 2.55%
2 Oct
B
Bank of Englandrate decision
17 Sep
BlooomTue 7:30

Your bonus ends in 4 weeks

Online saver drops to 2.55% on 2 Oct. The highest we read this morning pays 4.52%.

Nothing here can move your money.

Wednesday: no email. Nothing changed.
OverviewAccountsRatesDiscoverMore

Questions, answered.

Do I need to give you my bank login?

No, ever. You type in what you hold; we never see a password and nothing here can move your money.

Where do the rates come from?

We read each provider’s own published rate every morning at 6:02 and show you the date we read it.

Is this advice?

No. We show what your money earns against the market and what it could move to. Opening an account is your call.

What do I get for free?

Every account in one list, your net worth, and your first find in pounds. Blooom+ adds the daily check, the dates and the email.

Can I cancel Blooom+?

Any time, in one tap. And if it shows you less than it costs, we refund it without being asked.

See your first find.

Type in what you hold and your first find is on screen in two minutes. The apps land in October.

One email when we open. Nothing else, promise.

See your first find

Your first find is free, and it takes two minutes.

The sources
1.65%Bank of England, Effective interest rates, June 2026 (published 29 Jul 2026): households’ sight deposits, outstanding balances.
59%Accenture, 12 May 2025: “nearly six in ten Brits (59%) not knowing the interest rate on their main savings account”.
53%LHV Bank research, reported by Which?, 1 Sep 2026: “53% of UK savers are not confident they’re receiving competitive returns”.
2 in 5Tesco Bank, reported by Which?, 1 Sep 2026: “two in five adults don’t realise how inflation can erode their savings”.
61% · 1 in 10 · 21%FCA Financial Lives 2024, press release 16 May 2025.
55%Yorkshire Building Society with Opinium, 2,000 UK adults, January 2024: 55% had not compared savings rates in the last year.
£35,429Spring (Paragon Bank) analysis reported by MoneyWeek, March 2026: 6.5m current accounts hold over £10,000 at no interest, averaging £35,429.
0.50% · 1.75%Blooom’s own rate-change log, recomputed each morning.
How we check
You typewhat you hold. No bank login, ever.
We readeach account's published rate, every morning.
We compareagainst the highest rate we track, dated.
We saywhat moved. Nothing here can move your money.
How we make money
Blooom+£5.99 a month or £49.99 a year. That is the business.
Some linksmay pay us if you open an account through them. Marked "May pay us".
Neverdoes either move the order. Ranked by rate, nothing else.
The sums · our example
1.00%Everyday saver, £9,900 · you told us, 12 Jul 2026
4.52%Highest easy access we track · read this morning, 4 Sep 2026
£348 a year£447 − £99

An example, not a promise. Rates move; we re-read them every morning.

The arithmetic
£4.17a month when you pay yearly: £49.99 ÷ 12
£71.88a year if you pay monthly: £5.99 × 12
30%saved by paying yearly: £21.89 less
£3.33a month for founding members: £39.99 ÷ 12, 20% off £49.99
30%Together at £69.99 against two Blooom+ at £99.98